Skip to the letter
Advertisement · Sponsored content from JBV Consultancy OÜ
Bopva
The letters, forms and records behind Canadian retirement benefits · The Bopva Letter is posted every Tuesday
Folder · 2 letters Back to the front letter
Re:

Family & estate

Separation, divorce and death: what happens to CPP credits and benefits, and who has to fill in which form.

Enclosed in this folder

2 enclosed
Encl. 1

What happens to CPP credits after a separation or divorce

The years you lived together are pooled and halved, permanently. When it happens, the deadlines that apply to common-law couples, and the provinces where an agreement can stop it.

5 min
Encl. 2

The CPP death benefit is a single payment, and smaller than many expect

For most retirees it is $2,500, paid once, and taxable. Who applies, in what order, and how it differs from the survivor's pension.

5 min
CPP2 letters OAS & GIS4 letters Letters & records4 letters
Reply card

Yes, send me The Bopva Letter every Tuesday.

One short letter a week: a form, slip or statement that is about to land in Canadian mailboxes, and what to check on it. Free, and you can unsubscribe from any issue.

We will email you a link to confirm your address first; nothing else is sent until you click it. Your address is not shared with anyone.