About this letter
A sponsored information site about the paperwork of Canadian retirement: the letters, slips and statements, and what each one means.
Dear reader,
A lot of what decides a Canadian pension never appears on a website. It arrives in the mail: an enrolment letter around the 64th birthday, two tax slips each February, a supplement letter each July, a contribution record that goes back to a first job. Bopva exists to explain those documents in plain language, one at a time: what arrives, what to keep, what to check, and what to do next.
Who publishes it
Bopva is published and paid for by JBV Consultancy OÜ, a company registered in Tallinn, Estonia (registry code 14807025). It is advertising, and every page says so at the top. Full company details are on the imprint.
How the letters are written
- Every fact and figure is checked against an official source, usually canada.ca, the Canada Revenue Agency or Employment and Social Development Canada, and the sources are listed under each article.
- Amounts are either quoted from those sources with their date, or clearly labelled as illustrations. None is a promise.
- Articles are signed “The Bopva desk”. We do not invent bylines or testimonials.
- Photographs are illustrative and do not show real benefit recipients or real government documents.
What this site will never do
We are not the Government of Canada, Service Canada or the CRA, and not affiliated with them. We do not take applications, charge fees or ask for a Social Insurance Number, banking details or account passwords. For anything about your own payments, use My Service Canada Account or call Service Canada.
The folders
The letters are filed in four folders: Canada Pension Plan, OAS & GIS, Letters & records and Family & estate. A good place to start is the Service Canada letters worth keeping in a folder.